A Positive Shift in the Cyber Insurance Market
At the Risk-!n 2026 conference, Philippe Séjalon sat down with Jan Dangel, Chief Specialty Officer at Aon, for a candid conversation about the evolving specialty insurance landscape. According to Dangel, the cyber insurance market is currently in a favorable phase for policyholders: rates are softening, coverage is broadening, and clients are reinvesting premium savings into more adequate limits. "The real discussion is around the risk you wish to transfer, not just the budget you're getting to buy," he noted, reflecting a more mature approach to risk management.
A Word of Caution on Systemic Risk
Despite the positive momentum, Dangel urges vigilance. A single systemic event, such as a major cloud vendor outage, could crack the entire soft market overnight. Insurers, he reminds us, are quick to react when losses mount. The current window of opportunity should therefore be used wisely, aligning coverage with actual risk exposure rather than short-term budget cycles.
Jan Dangel, Chief Specialty Officer | Executive Committee Member at Aon Switzerland
Political Risk and the Importance of Anticipation
Beyond cyber, political risk and political violence are dominating conversations. Dangel draws a clear lesson from COVID and recent Middle East conflicts: waiting until a crisis erupts makes it nearly impossible to obtain coverage. "If it's there, it's difficult to insure," he explains. The key is to identify emerging risk zones proactively, analyze company exposures in advance, and ensure clients don't miss the next wave of geopolitical disruption. Management liability and directors and officers coverage are also top of mind as business leaders navigate an increasingly volatile world.
Data, Speed, and the Power of Connection at Risk-!n
Aon is responding to client demands with a suite of data analytics tools designed to support faster, better-informed decisions. "Clients cannot wait three months for a project. They need your help now," Dangel emphasizes. As a platinum sponsor of Risk-!n 2026, Aon is leveraging the event to connect with risk managers, insurers, and new prospects alike, demonstrating not just a willingness to help, but the genuine capabilities to do so across financial lines, cyber, credit, surety, and emerging areas like intellectual property in Switzerland.
Discover Aon
Aon is a leading global professional services firm providing a broad range of risk, retirement, and health solutions. With a strong presence in Switzerland and across the world, Aon's specialty division covers financial lines, cyber, credit and surety, and innovative emerging areas such as intellectual property insurance. The firm combines deep market expertise with advanced data analytics to help clients make better decisions in an increasingly complex and volatile environment. At Risk-!n 2026, Aon reaffirmed its commitment to being a true partner for risk managers navigating geopolitical uncertainty, digital threats, and evolving insurance markets. Aon continues to grow its capabilities to ensure businesses, the driving force behind the economy, can operate with confidence.
