Dear Reader,
Welcome to the latest edition of The World of Risks in the AI Era, where we explore risk and insurance, with deeper insights into AI, cyber, and geopolitical risks.
This week we explore who controls your data in the AI era. From decentralised social platforms challenging Big Tech to employee surveillance creating legal risks, the question of data ownership has never been more urgent. We also examine how human psychology, ageing workforces, and modern governance shape business resilience. There are challenges ahead, but innovation and independence offer real hope.
Have a nice read!
Patrice & Philippe from The INGAGE Institute 🙂

Top Pics
- What if your social media data actually belonged to you?: Open protocols offer a pathway to user ownership and control of social media data, shifting power away from centralised platforms and reducing the risks of corporate data misuse.
- The newest European social media: Interview with W Social founder, Anna Zeiter: European entrepreneurs are building alternative social platforms that prioritise user privacy and data sovereignty, demonstrating a viable market response to surveillance concerns.
- Europe doesn't have a cloud problem: Europe's regulatory strength and digital infrastructure position it as a leader in secure, independent cloud solutions rather than a vulnerable follower of global giants.
- Meta's Surveillance Creates Labor Risk: Mandatory employee tracking software combined with workforce reductions creates significant legal, compliance, and morale risks that extend beyond technology into labour relations and corporate liability.
- De-Risking Longevity: Why Aging Workforces Are a Core Business Priority: Demographic shifts mean businesses must rethink talent strategies and retention practices to manage the risks and opportunities of an older workforce.
- Cyber Psychology: The Hidden Human Factor Behind 80% of Cyber Attacks: Understanding human behaviour and psychology is essential to reducing cyber risk, as most breaches stem from human vulnerability rather than technical flaws.
- Risk at 360 Degrees: Rajeev Dutt on Why GRC Can No Longer Be Linear: Modern governance, risk, and compliance require integrated, multidimensional approaches rather than siloed linear processes to address interconnected business challenges.
- Building Lockton Switzerland: Independence, Talent and a Client-First Launch: Strategic independence and talent acquisition enable insurance brokers to deliver superior client outcomes whilst managing operational and competitive risks effectively.
Bonus
- From One Student to Millions: How James Neilsen Reimagined Guitar Learning for the Digital Age: Digital innovation in education demonstrates how technology can scale impact responsibly whilst creating new business models and managing disruption risk effectively.
- What 20,000+ LinkedIn connections taught us about trust, risk, and growth: Authentic relationship building and transparent communication are fundamental to sustainable growth and managing reputational risk in digital networks.













